What is Wedding Insurance?
Wedding ceremonies and receptions are times of great celebration with friends and family. The activities that go on at weddings, however, expose hosts to a range of potential risks. Wedding insurance gives people who are planning weddings in Massachusetts a way to protect themselves from some of the risks they face.
Wedding insurance is a specialized form of event insurance. Policies are uniquely underwritten to give hosts the protections they need, and most policies do so by combining several wedding liability insurance coverages into one package policy.
Who in Massachusetts Should Consider a Wedding Policy?
Most people who are planning a wedding somewhere in Massachusetts should consider purchasing a wedding policy. This includes (but isn’t necessarily limited to):
- Couples who are getting married
- Parents or others who are paying for a large portion of a wedding
- Parents or others who are issuing wedding invitations
- Anyone who owns land on which a wedding is taking place
Depending on the nature of an incident or liability claim, the wedding liability insurance coverages offered by a policy might help any of these people.
Moreover, hosts don’t necessarily need to live in the state to purchase a policy. Out-of-state hosts who are planning a wedding in Massachusetts often can still get a policy from an in-state agent.