Tree Service Insurance from Massachusetts Specialists

Proudly Providing Tree Service Insurance to Businesses in Massachusetts & Many Other States Across the Nation

What is Tree Service Insurance?

Working on trees comes with inherent risks, and it’s important to protect against those risks when possible. Tree service insurance won’t prevent something bad from occurring, but it may financially protect Massachusetts arborists in the event of a claim.

Tree service insurance policies are specialized commercial policies that uniquely address arborists’ coverage needs. Most of these policies come as package policies that have multiple coverages, which allows them to give arborists protection from a variety of potential risks.

What Businesses in Massachusetts Need Arborist Insurance?

Many tree-related businesses in Massachusetts can benefit from having an arborist insurance policy in place. This insurance can likely help protect businesses that offer any of the following services:

• Tree trimming
• Tree pest management
• Tree removal
• Municipal tree care
• Hardscaping
• Landscaping

Additionally, businesses normally should consider insurance regardless of their size. Both large and small businesses can face incidents that insurance may help protect against.

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What Protections Are Available Through Arborist Insurance Policies?

• Most arborist insurance policies make a variety of coverage options available to businesses. Some of the more commonly chosen coverages are:
  • Business Property Coverage, which might guard buildings, equipment and tools that a business owns
  • Equipment Breakdown Coverage, which might guard vital equipment when it breaks down
  • Inland Marine Coverage, which might guard equipment and tools as they’re driven between sites
  • General Liability Coverage, which might guard against common accidents that result in property damage or injury to others
  • Errors and Omissions Coverage, which might guard against claims related to errant advice that employees give
  • Product Liability Coverage, which might guard against property damage or injuries that products (e.g. pesticides, fertilizers, etc.) cause

There are still more coverages that a policy may offer. An insurance agent who specializes in arborist insurance can review all of the coverages that are available.

Do Arborist Policies Offer Commercial Auto Coverage

Tree service businesses often need commercial auto coverage for their work vehicles, and this coverage normally is available through arborist policies. What type of commercial auto coverage a business needs can depend on what vehicles it uses, though. Different coverage may be required for personal vehicles, for rented vehicles and for company-owned vehicles. An agent can help sort through the various auto coverage options so that businesses end up with the protection they require.