Proudly Providing Car Insurance to Residents in Massachusetts & 25 Other States Across the Nation
Whenever drivers get behind the wheel, they assume some level of risk. While no one expects to be in an accident, thousands occur every day — and most Massachusetts drivers will be in at least one during their lifetime. Car insurance won’t keep people safe during a collision, but it can help protect drivers from the financial consequences of accidents.
What is Car Insurance?
Car insurance helps protect drivers from lots of the risks they assume by owning and operating a vehicle. Policies generally include several coverages, which may offer protection for everything from a multi-car pileup to an overnight break-in.
What Factors Affect Auto Insurance Premiums?
Insurance companies take lots of factors into account when calculating auto premiums. Just a few of the many considerations that insurers weigh include a driver’s age, marital status, gender, and vehicle make and model.
Even where a vehicle is parked can make a big difference, as crime and accident rates vary from area to area. A car that’s parked inside a garage in a suburb of Springfield, MA, for instance, may be less likely to be broken into or side-swiped than one that’s regularly parked on the streets of one of Boston, MA’s worst neighborhoods.