What Protections Are Available Through Pet Care Policies?
As mentioned, pet care policies usually come with at least a few protections. Some of the protections that policies may make available include:
- General Liability Coverage, which might cover basic, and slander, libel and false advertising lawsuits
- Professional Liability Coverage, which might cover work errors that business owners or employees make
- Business Property Coverage, which might cover buildings, other facilities and equipment that a business has
- Tenants Improvement Coverage, which might cover changes that a business makes to its leased space
- Animal Bailee Coverage, which might cover pets while they’re in a business care
- Business Income Coverage, which might cover prolonged revenue losses that follow certain disasters
There are still other coverages that pet care policies may provide. For a thorough explanation of the many available coverages, businesses should speak with an insurance agent who’s familiar with the details of these policies.
Do Pet Care Policies Offer Commercial Auto Insurance?
Businesses that use vehicles regularly normally need to carry commercial auto insurance, and there are two main types of commercial auto insurance. Standard commercial auto insurance usually covers company-owned vehicles, such as cars or vans, that a business may own. Hired and non-owned auto insurance typically covers liability risks that come with employees driving their personal cars (or other cars which a business doesn’t own).
Pet care businesses that need either form of commercial auto insurance can normally add the necessary coverage to their insurance policy without issue. An insurance agent can help with this process.